UAN number stands for universal account number. The employees provident fund organisation gives UAN to all the PF member. The UAN number is an unique identity number of every employee. The UAN number does not change with the change of job. It remains same throughout the life. UAN is the umbrella number for many PF numbers of an employee. Through UAN, employee can see all of his PF accounts at one place.
The EPFO has allotted the UAN to all the active PF members. Now, every new employee get UAN along with the PF account number. Even, one can get UAN even without getting the job. The PF account number changes with the change in employment, not the UAN.
Universal account number solves those problems which arise due to multiple PF accounts. IT has also made the PF accounts more accessible to the members. The UAN number has made the PF accounts similar to the online banking account.
Gather all of Your PF Accounts at One Place
UAN is the umbrella number of all the PF accounts of a member. You can link all your PF account number to the UAN through the UAN member portal. To link PF accounts you don’t need any approval of the employer. Only, the personal details should match to your current PF account. After linking the various account, you can see the PF balance of each account.
UAN Number Makes PF Transfer Very Easy
It is the best benefit of UAN number. The UAN can eliminate the tension of PF transfer. After the linking of previous PF accounts, the transfer of PF balance triggers itself. You need not to apply for online PF transfer.
This process is very rational. The previous PF account has no value to you except it has the PF balance. Since, you can’t withdraw PF while in the job, the PF transfer is the only way forward. Therefore, the automatic transfer of PF is a welcome step.
(For unknown reason, the link of PF transfer through the UAN is deactivated at the time of writing this article. It is directing to the old method of online PF transfer. If automatic PF transfer works for you, please do share in the comments section of this page. )
Without UAN, You can’t Withdraw EPF
The UAN has become mandatory for EPF withdrawal. There is clear instruction no EPF withdrawal form would be accepted without the UAN. However, If you have left the job before Jun 2014 and don’t have the UAN, then only you can apply without the UAN.
Even you can’t file a grievance without the UAN.
Through UAN, The PF Withdrawal is Online
We are waiting for Online PF withdrawal since long time. However, the EPFO has made it online for the employee who has UAN and linked it to Adhaar. The Adhaar number is the only way to verify a member digitally.
Therefore, EPFO is asking the members to give Adhaar as KYC.
Know The Current PF Balance Instantly
You can enjoy this facility just after the registration of UAN. At the UAN member portal, you can get to know the last balance of your PF account.
You can also get the latest PF balance through the SMS. From your UAN registered mobile number, send SMS to number 7738299899. You have to give UAN number and language preference in SMS. The format of the message would be – EPFOHO UAN <ENG> for receiving the message in English. There are many other methods to check the PF account balance as well.
Download The PF Account Statement
Earlier. the EPFO has given this facility through the member portal. Now it is clubbed with the UAN. At UAN portal you will get the link to download the UAN passbook. This passbook contains all the details of your PF. The passbook carries the information about the transfer in and deposited interest as well.
You are Free From the Clutches of Employers
The UAN gives you identification number which is independent of employers. Once your KYC and Adhaar number verified there would not be any need of employers for further authentication. It would mean that employer would not be able to withhold the PF corpus of an employee.
You Will get Monthly SMS Update of PF Contribution
Once you register on UAN portal, you get regular SMS similar to the bank account. You will get to know whether your company is depositing PF on time or not. There are many companies which delay in EPF contribution.
These are the top 7 benefits of UAN. You can also read complete features, benefit and registration process of UAN.
Other Articles on UAN
- How To Get UAN Number Online Without Employer or Job
- UAN Problem: Mobile Number changed, How To Access UAN Account?
- UAN Number of PF Account: 7 Top Benefits
- How To Check Universal Account Number or UAN Status Of EPF