e-File Income Tax Teturn For Salaried In AY 2014-15 – Step By Step Procedure

e-Filing income tax return is very easy for salaried individual. If you still did not try it or you avoid technology, give e-return a try. Within 15 minutes you will be able to e-file income tax return online. Now ther eis no need to send even ITR-V. Through the online efiling procedure not only you will save 300-1000 rupees, but also you need not to share your earnings details with anyone. Also you will get your income tax refund quickly.

Since July 2015, the income tax department has made the whole efiling process easier. Now the filing has really become online. After the Adhar everification the return filing procedure has become a breeze.Let us see how to e-file income tax for salaried individual.

e-Filing ITR-1 Procedure of AY 2015-16

e-Filing ITR-2 is Not A Big Deal

Step To Efile Income Tax Return

Income Tax E-filing Flow

‘Register’ or ‘Log in’ Income tax India  efiling Portal

To efile your income tax return there is a separate website other than the This website is Visit this website.

If You are filing your return first time you must register with your PAN number. It is a one time process, don’t hesitate it as easy as opening a facebook account.

Handling A Unique Situation

If you have filed your return earlier through chartered accountant, he might registered you. In this case you will not be able to register yourself as your CA has already used your PAN as user ID.  So just dial to your CA and ask the password. If for any reason you can’t get password, use the ‘forgot password‘ option. You will seen another link to efile login through using netbanking. It is easier method of login on efiling portal. However, you must be using the netbanking.


Login at efiliing portal


How To Reset Your Password

Remember your PAN is the user ID. It will give you three modes to reset your password.

efiling of income tax return

    1. In the first case you have to answer the secret question. This one is the easiest one, but if the CA has set it, you will not be able to answer.
    2. The second mode is  the digital signature, most  of the  people don’t have this (it is costly to maintain one).
    3. In the third option you have to go through the OTP process.
      1. After choosing the third option, you can ask the OTP to your registered email and mobile number.
      2. If someone else (read CA) has given email ID and mobile number, you can give the new email and mobile number to get the OTP. However, you have to go through another authentication process. You will get three methods to authenticate yourself.
        1. The TAN of income tax deductor. It should be your employer. You can get its TAN from form 16 and form 16A.
        2. You can also give the challan details of taxes paid.
        3. You can also authenticate by entering bank account number.

Reset efiling Password

In my old office almost everyone who has used the service of CA went through the password reset process. Because, CA has not given the password. He has given his email address in the accounts of clients. Also, he did not give bank account numbers in the previous return. He has done everything to stonewall his clients if they try to file their return themselves. Earlier CA used to give his address on the returns. So that they can again ask some cut from the refund.

However income tax department curbed the arbitrariness of CAs. The income tax department has set limit for email ID and mobile number to be used in different accounts. Now CA will be forced to give your mobile number and email ID while filing the return. This will mean that you will get keys in your hand.

But if you can’t get your details for any reason, don’t worry, there is an easier alternative. Mail your details to income tax department stating your inability to log in. They will send you the new password however it will take  2-3 days.

During the helping to my colleague’s returns, I found that log in is the  biggest deterrent of this procedure.  But again this is one time problem. Once you get a password, there will not be looking back.

How To e-File Income Tax e-Return

After Log in you can see your own page where you can file your return online, see your previous returns, and change your personal details. I advise to check your personal details first. If CA has created your account, it is  a must. Specially check your mobile number and email address.

Now lets go ahead to e-file the income tax return. Look at left hand upper corner of the page, there is a link for quick filing. Go through this link now, within ten minutes your efiling will be complete.

income tax return efiling submit


You should have these documents or details before proceeding

  • Form 16
  • Other income details
  • All Bank account numbers
  • IFSC codes
  • Personal details

Now, click on the quick e-File ITR link.

online income tax return

  • Choose ITR-1 if you have salary income.
  • In most of the cases assessment year would be the current financial year.  If you are filing late return for one year earlier,  choose the previous year as assessment year.
  • There will be three options address. If your address has not been changed recently, click on
  • for second option. You will get the opportunity to verify and rectify this.
  • Most of the people don’t have digital signature, then choose ‘NO’

Fill Personal Details

After submitting you will see ITR-1 form. In this form most of your  personal detail  would be already there. You have to  only fill Sex, Country, email address, and mobile number. If your address has changed then change the address also.

Income Tax Efiling Status

In the next step of online income tax efiling you need to tell about your filing status.

      • A18–  Private company employee should choose ‘Other’ in ‘Employer Category’ column.
      • A19 – You can leave the tax status column, as it will change according to its calculation.
      • A20– Those people who were more than 180 days in India during the  last financial year should choose the Resident option in residential status column.
      • A21– If you are filing your return before the last date, select ‘Before the due date’ else ‘After the due date’. You can file the income tax return after the date but there are many potential problems as well.
      • In most cases, your return should be original unless you are filing revised return for the same financial year.
      • If you are filing revised return, you should give additional information about the previous return.



Efiling incometax return Free

Give Income Details

After efilling the first page don’t forget to save the draft. On the next page you have to fill the income details and tax saving deductions. So keep your form-16 handy. Keep in mind that for filing income tax return your ‘income from salary’ is not the gross income. In Form 16 it must be under column ‘Income Chargeable Under The Head ‘Salaries’. Take that figure from form 16.


efiling INcome tax return India


If you are earning from house property or bank deposit (interest more than 10,000) then you have to fill this as well. For  these other income tax should be already paid.  If not, deposit the tax online and get the details. You should give those details with the return.
Now you have to give details of expense or investment which are eligible for tax deductions. If you have declared all the details to your employer correctly, you should not worry, it will be on Form-16. Take the figures from form-16 and fill the return.

Tax Saving Investment/Expense Details

In this section of income tax efiling you have to fill the details of your tax saving investments. There are many tax saving options. I assume that you must have chosen some from 10 best tax saving option. Add them up and fill the total of 80C investment in one column. These 80C investment may be


There are some more tax saving option also. Health insurance is out of the 80C. You should fill it in column of 80D.

e-file Income Tax Return India

Taxes Paid Details

After filling your income details and deductions now you should give the information about the tax deducted at source and advance tax if any. On this page there are three sections, but if you have only salary income and TDS has been deducted for same, you have to worry about the first section only.
In the SCH TDS 1, You have to fill the income and tax paid detail by the employer (s). If you switched the job in during financial year and got two FORM 16, Add another row for the second one. You can create as much rows as you have form 16.
This section may be pre-filled as tax department knows how much tax have you paid and what was the declared income. If the pre-filled value matches with your tax paid detail you can leave it untouched, else you should fill the income and tax paid details according to your form 16.
In the first column fill the TAN of employer.  In your form-16 there must be the TAN number of the employer. Also check the correct name of the employer in the form-16.
Again, you have to fill taxable salary for the year in third column. It should be the same as column B1. Form 16 has the details of TDS in first page. Companies normally submits TDS every quarter, so there should be 4 entry of TDS. You have to give the total TDS.


income tax return efiling


If you have any other income and tax has been deducted before the payment, give details in the second section. Tax deductor should give you these details as your company gives in form-16. In case you have submitted some tax yourself (for property income or interest income) then fill the third section. After this page you are almost done.

Tax Payable/Refund Status

On the next page you can see your tax details. If you are eligible for any tax refund it will be there before Refund column. It is also possible that your company have deducted less tax for any reason then there will be tax payable amount. In this case you have to pay your remaining tax first and then e-file income tax return meanwhile save your filled form as draft. Ideally, there should be zero in tax payable and refund column. 


efile income tax return

Bank Account Details

In the next section you have to give your bank account details. If you have any refund then these details become very important for speedy reimbursement. You have to also give IFSC code. Cheque leaf contains IFSC code. You can also  get if from here. Now submit it, but don’t forget to take printout of ITR-V. Sign in  the ITR-V and send it CPC Banglore. Full address will be in the ITR-V. Send ITR-V only by simple post.
With this your online income tax return efiling is complete. First timer may take some time to understand and fill it, but in later years it will be definitely a cakewalk.
If you made any mistake, file revised return again. The process of revised return is similar, only you need to choose revised return in desired column. You should also give the acknowledgment number of the original return.
Further you can also e-File income tax return of your acquaintances and relatives also. Did you find this how to efile income tax return procedure useful? Don’t forget to share it with your facebook friends, Twitter follower and Google Circles.

photo credit: Jeremy Brooks

Share the joy

I am the person behind this Blog. I started this blog just to share useful information. After getting overwhelming response this pastime became my passion. Job with CNBC Awaaz also helped me to explore the world of Investment, Saving, Insurance, and Tax. Now I am a full-time personal finance blogger.

  • antony george

    Under what section should i enter professional tax under ITR1?

  • Gururaj Kheni

    During e filing of income tax, Total tax paid is lesser than Total payable, procedure to pay difference tax amount and difference amount is around 740 INR please let me know if it is compulsory to pay difference amount

    • Chandrakant Mishra

      Hi Gururaj

      It is compulsory to pay tax before filing the return. You can pay income tax online. I have made a tutorial on online payment of income tax. You can take its help.

  • Vinodh

    Thanks … was lost and u helped … !!

Never Miss A New Post !!




Select Interest

Chandrakant Mishra Advice Adda