It has become very easy to check EPF balance. The EPFO has given the facility to know the balance in your EPF account instantly. Using your mobile, you can know the EPF account status. There are three ways to check EPF account balance using the mobile.
- Missed Call
- Mobile App
Among these three, the missed call is most user-friendly. As it does not require a smartphone. You don’t need to remember the code for the SMS. Only you have to save the number of missed call.
Number to Missed Call EPF Balance Check
Pull out your mobile and save this number. It is not a fancy number but very useful.
011 22 901 406
Why not check the PF balance instantly. Give a missed call to 011 22 901 406.
Why I Prefer Missed Call
The missed call method to know the EPF balance is most convenient to me. It is better than the mobile app and SMS. These are the reasons.
- Unlike mobile App, you don’t need a smartphone to use the missed call service. Any phone can be used for the EPF balance enquiry.
- Keeping mobile app for such a rare use not advisable. Neither every person has enough space to download many apps. We know there are many useful apps.
- Making a call is easier than typing an SMS.
- You have to remember the code for SMS method of balance check.
- You don’t spend a paisa.
The Information You Get After the Missed Call
In response to the missed call, the EPFO would send you an SMS. This SMS contains the information about the EPF balance in your account. Along with this, the SMS has Following details.
- PF number
- Date of Birth
- EPF balance
- Last Contribution
Requirements to Know PF Balance
To avail the missed call EPF balance check facility you should fulfill these condition.
- You should have the UAN
- The UAN should be activated.
- Your correct mobile number should be given at UAN portal. If not change the mobile number first.
- You should call from the same mobile number which is given at UAN portal.
- Your UAN should have seeded the Bank Account number / PAN/ Adhaar number.
Mechanism of Missed Call
The UAN which has the PAN / Bank Account number / Adhaar number is considered as the verified UAN. When you give the mobile number during UAN activation it gets linked to UAN. The UAN member portal maintains all the information about the EPF member.
When you give a missed call to the EPFO, your mobile number is tallied with the UAN database. On the basis of your mobile number, the UAN is fetched.
Taking details from this account, the UAN sends a standard SMS to the respective mobile number.
Missed Call Service Not Working
It can happen. Sometimes, the missed call service does not work. In such case, you can use other methods of EPF balance check. There are many ways to check EPF balance some are online while some are mobile based.online while some are mobile based.
Why You Need To Check EPF Balance
I recommend checking the EPF balance status time to time. Do you want to know the reason? Let me elaborate.
The EPF account keeps the money of none other than you. You and your employer contribute 12% of basic salary every month. It makes your retirement corpus, often the biggest one. How can you forget this balance? It may be your greatest saving. Keep a tab.
You need to remember your EPF account. Since the contribution is automated and you rarely use this account, there is a tendency to forget it. Regular balance check keeps it in your mind. It makes you more alert about the EPF transfer. Often people forget to transfer EPF after the job switch. Similarly, people don’t withdraw EPF after leaving the job. It can create problems in future.
When you check the EPF balance, you also get to know the PF membership details. So, be alert if there is any anomaly in date of birth or name. You can rectify personal details it while in the job. It becomes very difficult after leaving the job.
The EPF balance SMS also tell about the last contribution date. So, you get to know if your employer is not depositing the EPF contribution on time.
In this post, I have told you about one of the most popular methods of EPF Balance checking. Indeed, Knowing the rules of EPF is necessary to avoid hassle in future. Thus you must activate the UAN and verify it through the Adhaar number. You would thank me for this advice.
However, there are two ways to check EPF status without the UAN. You can try them as well.